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As a small business owner, it is crucial to protect your business from potential risks and liabilities. General liability insurance is an important part of any business insurance policy that can safeguard your business from accidents, lawsuits, and other unforeseen circumstances. However, it is essential to understand what general liability insurance covers and what it does not. Here's a brief explanation of what is covered and what is not by general liability insurance. What Is Covered by General Liability Insurance: 1. Bodily Injury: General liability insurance covers bodily injury to third parties. For instance, if a customer slips and falls on your business premises, the insurance policy will cover the medical expenses. 2. Property Damage: General liability insurance also covers damage to third-party property. For example, if you or your employee damages equipment or furniture belonging to your clients or customers, your insurance policy will cover the cost of repairs or re...

Driving on the highways can be challenging and not just for novice drivers. Experienced drivers know that sharing the road with an 18-wheeler or large truck is a different ball game altogether. They are enormous, heavy, and not very agile, which can make them difficult to maneuver. There is no doubt that 18-wheeler and large truck accidents can be catastrophic. If you ever find yourself in a situation where an accident with a large vehicle has occurred, here is what you must do. First things first, check for injuries. If anyone is injured, call 911 immediately. Even if there are no apparent injuries, exchange insurance and contact information with the other driver. You must also report the accident to the police. Once the police arrive, get a copy of the accident report. The document contains vital information that may be useful later. While you wait, take pictures and videos of the scene; this will help the insurance adjuster understand what happened. It is also important to remembe...